Thursday, May 28, 2020

2017 Best Brightest Grace Lee, U.C.-Berkeley (Haas)

2017 Best Brightest: Grace Lee, U.C.-Berkeley (Haas) by: Jeff Schmitt on April 09, 2017 | 2 Comments Comments 2,570 Views April 9, 2017Grace LeeUniversity of California, Berkeley, Haas School of Businessâ€Å"Big Asian Girl and Big Booming Voice You’ll Find Hard to Miss.†Fun fact about yourself: I read spoilers to make sure there will be a happy ending before I begin!Hometown: Fremont, CAHigh School: Mission San Jose High SchoolMajor: Business Administration, focus in Finance and ManagementFavorite Business Courses: Contract Law, Negotiations Conflict Resolution, Leadership, Corporate Finance and Financial Statement AnalysisExtracurricular Activities, Community Work and Leadership Roles During College: Undergraduate Student Body President – Haas Business School AssociationAssociate Director – UC Berkeley Undergraduate Student Legal ClinicHaas External Case Competition Team – Haas School of BusinessVP of Technology Communications – Haa s Business School AssociationHaas Cohort Leader – Haas Business School AssociationHaas Undergraduate Research Assistant – Undergraduate Research Apprentice ProgramMarketing Director – Oratory @ BerkeleySenate Intern – Associated Students of the University of California (ASUC)Graphic Designer – Innovative DesignIntramural Basketball – Cal Intramural SportsPassion Fellowship – Livingwater ChuchMathematics Tutor – San Jose City CollegeAwards and Honors UC Berkeley Leadership Award ScholarMildred Jordan Sharp Scholarship FinalistAmazon Student Scholarship Semi-FinalistBeta Gamma Sigma Business Honors SocietyUC Berkeley Dean’s Honors ListBerkeley Undergraduate ScholarshipStudent Speaker, Berkeley-Haas Donor North Building CelebrationWhere have you interned during your college career?J.P. Morgan – Investment Banking Credit Summer Analyst (TMT) – New York, NYJ.P. Morgan – Investment Banking Credit Summer A nalyst (FIG) – New York, NYCompetition Economics – Research Associate Intern – Emeryville, CADescribe your dream Job: My dream job would be to work in the cabinet under a United States President whom I truly respect and look up to, driving impactful, positive change with a team I trust and admire. I also eventually would love to return to Berkeley-Haas to teach business law to students.Who is your favorite professor? This question is so difficult because I’ve had so many amazing professors at Haas, and I really want to give a shout out to Alan Ross, Dan Mulhern, Holly Schroth, Janet Brady, Krystal Thomas, Stephen Etter, and Frank Schultz, all who have been outstanding teachers and really go above and beyond to do a wonderful job.The teacher that especially stands out to me is the one and only Professor Alan Ross, a contract law and ethics professor at the Haas School of Business. Professor Ross is an amazing speaker who has phenomenal mastery over the mat erial he is teaching and the classroom he commands. He also genuinely cares about students, both in and out of the classroom, and has this incredible humor and wit that makes me come to his class every day with a huge smile on my face, inspired and ready to learn.What is the biggest lesson you gained from studying business? Everyone, and I mean everyone, has something to bring to the table, but you have to make sure it is open.Where would you like to work after graduation? I will be working at J.P. Morgan in New York as an investment banking credit analyst on the technology, media, and telecommunications team.What are your long-term professional goals? As an Asian female, I hope to break glass ceilings and become someone who can effectively fight institutional socioeconomic inequality on a micro or macro level—with constant humility and self-awareness, always being mindful of the privileges and opportunities I have been fortunate enough to have.â€Å"I knew I wanted to major in business when†¦I realized my love for the practical AND the flexible, and realized in high school that a business major was the most practical and flexible major out there. I think it just may have been one of the very few times I was right back then.†Ã¢â‚¬Å"If I didn’t major in business, I would be†¦studying economics and going to law school.†Ã¢â‚¬Å"Before I entered business school, I wish I had known†¦first impressions always deserve second chances! And maybe a third, fourth, and fifth, too.†What was the happiest moment of your life? The moment I found out that my mom went from being a cancer patient to being a cancer survivor.Which academic, extracurricular or personal achievement are you most proud of? I am so proud of the work that our Haas undergraduate student government (HBSA) has done this year. Together, we’ve launched the first MBA mentorship program for all students, established a Humans of Haas campaign, solidified an u ndergraduate mentorship program, inaugurated the first Haas Winter Formal (with 300+ attendees, cruising on a boat around San Francisco), instated the first Haas Orientation Week, successfully hosted an entire HBSA Case Competition Series, and launched a Philanthropic Campaign that raised more than $10,000 for our school. Serving as president alongside some absolutely phenomenal classmates has been one of the most rewarding and eye-opening experiences I’ve ever had.What animal would you choose to represent your professional brand? A wolf. Wolves are sleek, mysterious, intelligent, but also must work in teams (packs) and require strong and sacrificial leadership from the alpha to survive. That sounds pretty awesome to me.Who would you most want to thank for your success? â€Å"Do nothing out of selfish ambition or conceit, but in humility count others more significant than yourselves.† Philippians 2:3Thank you God, family, friends, teachers, mentors, James.I canâ€℠¢t thank my dad, mom and big brother enough for everything they do behind the scenes. Never for a single moment did they hesitate to invest in my education and growth, despite the financial hardship and struggles faced when they first came to America. They’ve taught me the best of lessons and raised me to stand up for myself, and to believe differences can be made. I also want to thank every friend, teacher, and mentor who’s been there to take a chance on me, encourage me, was patient with me, and believed in me. Finally, I want to thank James, for making every joy sweeter and every setback less bitter, for his endless support, and for being my constant and best friend for the last 10 years.What would you like your business school peers to say about you after you graduate from this program? â€Å"More than anything else†¦ Grace genuinely cared.†Favorite book: The Best of Me, Nicholas Sparks. Favorite Quote: â€Å"What the younger generation didnt understan d was that the grass was greenest where its watered.†Favorite movie: The Longest Yard. Favorite Quote: â€Å"It ain’t easy Being cheesy!†Favorite musical performer: SwitchfootFavorite vacation spot: Las Vegas, Lake Tahoe, and South KoreaWhat are your hobbies? Basketball, strategic board games, piano, photography, gymming with friends, writing, and searching for the newest tech gadget.What made Grace such an invaluable member to the Class of 2017? â€Å"Grace Lee is a superb student. Indeed, of the many thousands of students that I have taught over the years, Grace stands out as one of the finest.  She is very perceptive, diligent, and immensely likable. Grace is always ready to accept new challenges and works well individually or in a group. Her outgoing and friendly personality, combined with her strong work ethic, earns her both the respect and friendship of her peers. With Grace, it is always about the other person or the group and never about herself. Her presence in the classroom makes the learning experience richer for all.  She demonstrates a maturity and empathy one generally only finds in a much older person. Grace’s tireless efforts and  strong passion for her work are contagious and elicit the very best in her fellow students. She is truly an amazing, generous, and kind individual whom I have been honored to have in my classes this year.†Alan Ross Lecturer University of California, Berkeley, Haas School of BusinessDONT MISS: THE FULL HONOR ROLL: THE BEST BRIGHTEST UNDERGRADUATE BUSINESS MAJORS OF 2017 Page 1 of 11

Saturday, May 16, 2020

Lord Byron And Childe Harolds Pilgrimage By Samuel Taylor...

If you want an inside glimpse into the man that Lord Byron was, all you need to do is pick up some of his prose. In any of his pieces, there’s a raw sense of emotion and vulnerability that no other Romantic shows. William Blake wrote of nature and religion. William Wordsworth wrote of the beauty of nature and how it made him feel in hindsight. Samuel Taylor Coleridge wrote of the supernatural and a sense of peace that eventually fades away. All of those Romantic poets used a piece of their life in their works, whether large or small, but not to the extent that Lord Byron did. The way that Byron pours his personal life into the prose without overtly putting himself in there, putting in emotion and internal dialogue without being too†¦show more content†¦Another important part in Childe Harold’s Pilgrimage, Byron unknowingly gives the first glimpse into what would later be referred to as the Byronic Hero. The Byronic Hero is usually a man who is smart and cunning. He’s sophisticated, moody, and anti-authority. He’s an arrogant, cynical exile who â€Å"knew himself the most unfit Of men to heard with Man; with whom he held Little in common† (lines 100-102) and engages in self-destructive behavior including sex, drugs, and alcohol. He was â€Å"Proud though in desolation; which could find A life within itself, to breathe without mankind† (lines 107-108) which shows that the Byronic hero did not need anyone else. While this describes most of Byron’s characters, it also describes clichà ©d love interests in modern-day teen novels and a classic trope in film and television. By describing himself and drawing upon himself for inspiration, Byron created something so iconic and unwavering that, very likely, will never die down. While Byron is himself the original Byronic Hero, other Romantics did not follow his footsteps: â€Å"a fever at the core, Fatal to him who bears, to all who ever bore,† (lines 377-378) most Byronic Heroes die relatively young, in a blaze of flames and rebellious greatness. Blake and Wordsworth died at 70 and 80 years of age, respectively. Byron, however, died at the age of 36 fighting inShow MoreRelatedRomantic Era Poets: Lord Byron777 Words   |  3 Pagesgoing to elaborate on how Lord Byron can be seen as one of the major Romantic poets of the Romantic era. Lord Byron was not only one of the leading Romantics in the Romantic era but he also a revered politician. He made a great literary contribution to the romantic era through poems, stories and the â€Å"Byronic Hero†. His work and life were adventurous. This only aided him in creating his literary pieces. Lord George Gordon Noel Byron (1788-1824), better known as Lord Byron, was born, with a clubbedRead MoreLord Byron Analysis1215 Words   |  5 Pagesthe true identity of someone or something. In the early 19th century, Lord Byron, also known as George Gordon, a leading figure in the Romantic Movement was heavily involved in satire because he saw great poets such as Walter Scott, Samuel Taylor Coleridge, and William Wordsworth betraying their principles. The poets also lost their passion towards the Romantic Movement. In addition, the usage of satire fits the personality of Byron because he always found his experiences in life humorous and neverRead MoreEssay about British Romanticism1831 Words   |  8 Pagessupernatural. Unlike American Romantics, British Romantics focused on the beauty of the supernatural, instead of its horror or macabre (Lorcher). The expression of these ideas was made primarily by poets, starting with William Wordsworth and Samuel Taylor Coleridge who are together attributed for founding the Romantic movement (Lorcher). Together they wrote Lyrical Ballads in 1798, a series of poems that challenged the gaudiness and inane phraseology of many modern writers (Wordsworth, William (1770-1850))Read MoreThe Renaissance And Romanticism During The 19th Century1245 Words   |  5 Pagesduring the late eighteenth century and continued until the mid nineteenth century(†¦). It began in England and Germany, which some scholars find odd, because neither country spoke a romantic language (public.wsu). William Wordsworth and Samuel Taylor Coleridge are credited in starting the Romantic period with Lyrical Ballads (online-literature). This collection of poems gave people the go ahead to start thinking in a different way and showed the importance of feelings and the imagination (csus

Wednesday, May 6, 2020

Summary Of The Souls Of Black Folks - 1785 Words

W.E.B. Du Bois writes a collection of essays on race, preferably the African American race, entitled The Souls of Black Folks. In the forethought, Du Bois lets the reader know gather together an introduction of the rest of the book. He introduces you to his concept of â€Å"the veil† Drawing from his own personal experiences, Du Bois develops a remarkable book on how the world is divided by a color line. The divide being between white and privileged, and black and controlled. I will attempt to break down the thought process of Du Bois during the entirety of this synopsis of chapters 1, 3, and 6. How does it feel to be a problem? My immediate thought process to the question lead me to think of the strife happening the world as of now. I would add something though: How does it feel to be a problem when you have no idea as to what you have done? This question has yet to be asked because no one knows how to ask it or how to word it where it would be less harsh. Du Bois says his answer is seldom a word. I gathered from this answer that it is something that he doesn’t like to talk about. But who would want to answer such a delicate question? How would you even formulate such an answer? Du Bois realizes that within society he holds a low position in society. Chapter one discusses the struggles blacks endured during this time. The struggle to gain the right to vote, to obtain a good education, and to receive equal treatment and justice. I concluded that Du Bois puts the Negro raceShow MoreRelatedRemember the Titans Notes885 Words   |  4 Pagesvery hard on Blacks †¢ Black girl advocates Typical female roles †¢ Inner conflict rages within Boone †¢ Power Struggles †¢ Conflict in terms of friendship †¢ Team is gradually resolving community problems †¢ Paralysis has been taken away from him- Gerry physical †¢ Lastik goes to college †¢ Coaches have overcome their differences Techniques- †¢ Quote- IN Virginia, High school football is the way of life . It is bigger than Christmas Day. †¢ Beginning is 1981, Film is 1971 †¢ Black people are blendingRead MoreEssay about History Of Rock And Roll1330 Words   |  6 Pagesand composer-singer Percy Mayfield.   Ã‚  Ã‚  Ã‚  Ã‚  During this era, country blues traditions of the south became influential in the North as well. Blacks moved from the South to the North and Chicago became the center of blues recordings. This emphasized electric guitars, harmonicas, and drummers who emphasized after beats (beats 2 and 4 of the measure). Black gospel music was very popular and given the label of rhythm and blues (RB). This music was carried on radio and popular with the disc jockeysRead MoreAnalysis Of Booker T. Washington999 Words   |  4 PagesAmerican men wanting to uplift the Black community, but sought two different ways of doing so. They both saw things from two different points of views. Booker T. Washington spoke as a southerner who grew up as a slave that experienced racism throughout his life. He advocated industrial/vocational education to give blacks a useful skill to make money and take of their families. Washington had attended Hampton University. According to video, he even said that blacks would give up their civil rights ifRead MoreEssay on My Soul Is Rested1383 Words   |  6 PagesMy Soul Is Rested: A Critique of Raines Work. The Civil Rights Movement in the Deep South is one that is well known and familiar to us all. We all know of Dr. Martin Luther King Jr., the charismatic preacher who was undisputedly the leader of the civil rights movement in the South. We have all also heard of Rosa Parks, the black woman who would not give up her seat in the bus and was thus arrested for it, she was the catalyst that sparked the civil rights movement. They were the famous peopleRead MoreAdvice to a Black Schoolgirl971 Words   |  4 PagesDu Bois born in 1868 in Great Barrington, Massachusetts went on and achieved his Ph.D. AT Harvard after attending Fish University. Ravitch states that Du Bois is â€Å"the most influential black intellectual in the first half of the twentieth century.† He published his most famous book in 1903 called The Souls of Black Folk, which got people’s attention about the big problem in the early twentieth century. Between 1910 and 1934 Du Bois was an editor of The Crisis a magazine from the National AssociationRead MoreBooker T Dubois Compare And Contrast Essay1110 Words   |  5 Pagesencouraged black people to â€Å"dignify and glorify common labor† while remaining separate from—and with different rights than—white Americans. This is because he believed that directly fighting for equality would only lead to more anti-black violence such as lynching. Booker T. wanted to accept discrimination temporarily and stated that â€Å"African-Americans should accommodate themselves and focus on economic self-improvement†. W.E.B DuBois helped to found the NAACP , wrote â€Å"The Souls of Black Folk†, and editedRead More African American Culture through Oral Tradition Essays3405 Words   |  14 Pagesbelieved that they were keeping their slaves in ignorance so that they could neither rebel nor escape. They were greatly mistaken for many slaves would make use of their songs and stories to educate their people, and enlighten their minds and free their souls. For example the slave spirituals which they sang were a means with which they could communicate feelings of discontent and of homelessness and exile. However, not all their songs were of disparity and loss. They also sang songs expressing love, joyRead MoreReflection About Racism1482 Words   |  6 Pageshow others perceived me. I usually had no problem talking with anyone I found worth talking to because I didn’t care about their ethnicity or background or how they looked. Honesty I would say that I am fortunate enough to live in a time where being black is culturally accepted in the states. I had some clue that the color of my skin was somewhat looked down upon, but because I was naive, I didn’t care about what color I was. This may sound peculiar, but I have rarely experienced racism when I was youngerRead MoreThe Slavery Of African American Slaves1584 Words   |  7 Pagesadvocate to comfort them in the eyes of God, and their new found religion (The Souls of Black Folk â€Å"Of the Faith of the Fathers† Summary and Analysis). The preacher helped in ways another person could not within the African American community, he was seen as an â€Å"idealist† showing the slaves there was hope for a better lifestyle (Du Bois, 116). In some cases, there were two types of preachers, the white and the black. The white preachers â€Å"†¦were usually openly pro-slavery and used the Bible to justifyRead MoreThe History of Gospel Music Essay2849 Words   |  12 Pagessettlers coming to America and were used frequently in both Catholic and Protestant churches. Contemporary, as well as older, Gospel music originated from the â€Å"Spirituals.† The spirituals, also known as the â€Å"Negro Spirituals or African-American folk songs,† were religious songs sung by the African Americans slaves in Southern America. The spirituals spawned from teachings of Christianity from slave owners, the church and even hymns. The songs were usually about love, hope, peace, oppression

Tuesday, May 5, 2020

Relationship Managers in Bahrain Banking Industry - Free Samples

Question: Discuss about the Relationship Managers in Bahrain Banking Industry. Answer: Introduction The banking industry in Bahrain becomes very lucrative for business and creates plenty of opportunities for getting job placements. Subsequently, the Ahil United Bank formerly known as Al-Ahli Commercial Bank has successfully established a strong market capitalisation in the emerging financial industry in Bahrain. Therefore, the purpose of this report is to find out the key facets of business dynamics in that banking organisation and point out the advantages and disadvantages for getting a job as relationship manager. According to the manager, Sayed Mohammed Al. Alawi who works as a relationship manager in Ahil United Bank has pointed out some key characteristics regarding the nature of the job of relationship manager and the skill that are required to fit the job. However, there are a number of challenges that being a relationship manager he is facing. Moreover, he puts some lights on the remuneration and the process of achieving a managerial post. Opportunity and competency A relationship manager is a person who sets contacts with customers and business clients. Therefore, the relationship management has to perform in two different fields- one deals with the customers and is known as Customer relationship management (CRM) and the other one is related to business relationship management (BRM). Keeping in mind of the role of relationship managers it can be stated that relationship management depends on a group of factors, such as Excellent communication skill- An outstanding command over communication is a basic requirement for a relationship manager. Communication can be done through non-voice or invoice processing. Simultaneously, the relationship manager has to be a good listener. One of the primary tasks of the relationship manager is to expand the business capitalization for the company and for this the manager has to maintain daily connections with the existing and loyal clients. Confidence and Presentation- Confidence is considered to be a prime factor for any job. It will help to analyze any task properly and enhance the chance to take prompt actions in time. Besides this, proper knowledge in MS Word and Power point presentations are also required to deliver a report in meeting. Understanding the financial products and markets- The manager, Mr. Sayed Mohammed Al. Alawi of Ahil United Bank of Bahrain has a clear idea of the products and market situation. Moreover, it is also necessary to skill in mathematics and accountancy is also needed to get a clear idea about the financial products and finance associated market. Personality and experience- Personality and experience are the key skills that an employee or owner should possess. In this regards, as a relationship manager personality is considered to be so essential because the managers communicate with internal hierarchy and externally the customers and clients. Responsibilities- Proper strategy and analytical abilities reflect the efficiency of a relationship manager. It is associated with a tracking the data related to the company and the manager is responsible to take adequate steps to meet the target. In this regards, relationship managers have to be concerned about the continuous flow of raw materials and supply of services. Mr. Alawi was very clear about the activities of a relationship manager and expressed his perception about the advantages and disadvantages of the job in present case scenario. During the interview Mr. Alawi suggested that proper education in banking and finance with a thorough experience of 3 to 5 years in the banking industry will be beneficial to get the job. Therefore, he ventilated his concern about the downfall in the current market situation and competitive pressure can increase more pressure on the relationship manager. Nonetheless, utilizing communication skills and a command over the concept of marketing and finance can be leverage for making progress. Bachelors degree in banking and finance or accounting will not be seemed adequate and hence professional courses like CFA or 3 to 5 years experience in banking sector is required. In fact, drastic expansion of the Bahrain bank industry heightened the workloads of the relationship managers. Therefore, most of the companies are looking for a unique marketing strategy to yield more profits. Opportunities in Banking Industry in Bahrain Politics- Politically Bahrain is meddling with mass movements like the Arab spring in 2011 (Matta, Appleton Bleaney, 2017). However, the movement did not erupt in Bahrain nevertheless had an international influence which affected Bahrain domestically. Economics- The social environment and the technological advancement facilitate the opportunity for banking industries in Bahrain (Al-Shammari Kanina, 2015). Therefore, it is evident to have a strong market competition in Bahrain for the banking sector. Indeed, the annual turnover was estimated US$192 billion in the year 2016 (Matta, Appleton Bleaney, 2017). Society- The financial sector in Bahrain represents 65% of the workforce (Matta, Appleton Bleaney, 2017). In fact, the employment in Bahrain banking increased 1.1% in 2015 in compare to the year 2014 (Almossawi, 2015). Furthermore, number of job opportunity had increased at a rate of 5.1% in 2015 which is good news for job seekers (Ntti et al., 2014). Technology- The technological advancement in finance industry of Bahrain is quiet effective. For convincing clients and customers outdoor services with special financial privileges are being provided (Sibilkov McConnell, 2014). Besides this, the industry is also performing through different banking applications and softwares for the benefit of their customers. Therefore, the banking and finance sector comprises 85% of the total financial assets in Bahrain (Ahliunited.com., 2018). Competencies in Ahil United Bank The Ahil United Bank is one of the leading banks in Bahrain which was established in 2000 when two major banks of Bahrain named The United Bank of Kuwait (UBK) and Al-Ahli Commercial Bank B.S.C. (ACB) had been merged and became known as Ahil United Bank (AUB) (Mousa, 2015). The AUB has also its office in UK. The present Chairman of the company is Hamad Mishari Al-Humaidhi. The key aims and objectives of AUB are emphasised on the maximization of the shareholder values and maintain solid capital adequacy and liquidity ratio. Due to enormous banking activity AUB has been awarded with Bank of the year in Middle East in 2016 (Ahliunited.com., 2018). The banking market in Bahrain is very dynamic and full of opportunities. In fact, AUB has increased their assets since they merged with the United Bank of Kuwait. Therefore, to get a job in a promising bank will be beneficial to get a job as relationship manager in the bank.The influx of client in AUB is also helpful for the relationship manager to fulfil the target requirements given by the company. As a reason of that, it will be better to get opportunity in AUB. Most of the banks in Bahrain are now put focus on the global market to get more market capitalisation. Hence, it requires relationship managers who have the quality and skill to manage customers and clients. There is also some possible vacancy for the post of relationship manager that will be a good opportunity for job seekers. Preferred job qualification The job criterion encompasses a qualification in finance and banking with an experience of 3 to 5 years. In this regards, I have done my bachelor degree in finance and banking though have no past experience in this field. However, I have pursued a certificate course on relationship management which can be useful for the job. The economic crisis and political instability are perturbing the business situation of the company. Therefore, the presence of volatile market can create issues for the relationship management of the company. AUB is going to expand its business capitalisation, so that, it is obvious that the target and objectives will be shifted from the past. As a result of that, the work pressure of the relationship managers will also become intensify. After getting job in relationship management there is a prolonged process to become a relationship manager. Various ranks and subordination will complicate the understanding of the hierarchy. I am eagerly looking for an opportunity to get involved in the AUB relationship management. The factors behind this are firstly I have done my bachelor degree in banking and finance and also have a course on relationship management. Furthermore, the banking industry in Bahrain is very lucrative and provides more opportunity for me. Hence, I am really interested in getting a job in the banking industry and AUB will be the best option for it. Conclusion It can be concluded that the report has been succeeded to highlight the steady growth of the Bahrain banking and finance industry by putting focus on the Ahil United Bank and its banking attributes. Moreover, a close interaction with the present relationship manager of the given organisation added more importance to the discussion and identified future opportunities to become a relationship manager. References Ahliunited.com. Our History and Our Future. Ahli United Bank. (2018).Ahliunited.com. Retrieved 8 April 2018, from https://www.ahliunited.com/bh_aub.html Almossawi, M. M. (2015). The impact of word of mouth (WOM) on the bank selection decision of the youth: A case of Bahrain.International Journal of Business and Management,10(4), 123. Al-Shammari, M., Kanina, A. S. (2015). Service Quality and its Relationship with Customer Satisfaction and Loyalty in a Saudi Arabian Automobile Company.Global Journal of Management And Business Research. Khodakarami, F., Chan, Y. E. (2014). Exploring the role of customer relationship management (CRM) systems in customer knowledge creation.Information Management,51(1), 27-42. Matta, S., Appleton, S., Bleaney, M. F. (2017).The economic impact of political instability and mass civil protest(No. 17/03). CREDIT Research Paper. Mousa, G. A. (2015). Financial Ratios versus Data Envelopment Analysis: The Efficiency Assessment of Banking Sector in Bahrain Bourse.International Journal of Business and Statistical Analysis,2(2), 75-84. Ntti, S., Pekkarinen, S., Hartikka, A., Holappa, T. (2014). The intermediator role in value co-creation within a triadic business service relationship.Industrial Marketing Management,43(6), 977-984. Osman, J. (2016). An empirical study on the satisfaction level of customers regarding Bank Alfalahs digital products service. Policy, C. G. (2016). Ahli United Bank Limited (AUBL).Policy. Sibilkov, V., McConnell, J. J. (2014). Prior client performance and the choice of investment bank advisors in corporate acquisitions.The Review of Financial Studies,27(8), 2474-2503.